Himat Card Program 2025: Complete Guide for PWDs in Punjab – Benefits, Eligibility & How to Apply
Introduction
The Himat Card Program is a novel welfare initiative that has been initiated by Government of Punjab under the directive of the Chief Minister Maryam Nawaz. The overall purpose of such program is to take care of persons with disabilities (PWDs) by providing them with financial assistance, healthcare facilities, educational opportunities and employment opportunities.
This program is a big hope in a country such as Pakistan whereby most of the disabled encounter the challenge of securing employment and making ends meet. With the help of the Himat Card, the registered beneficiary can get direct financial assistance and, in addition, they can use the card as an ATM/debit card.
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Overview of the Himat card Program
| Feature | Details |
|---|---|
| Launched By | Government of Punjab, CM Maryam Nawaz |
| Year of Launch | 2025 |
| Beneficiaries | Persons with Disabilities (PWDs) |
| Financial Aid | Rs. 10,500 (quarterly) |
| Card Type | ATM/Debit card |
| Extra Benefits | Healthcare, education stipends, job quota, concessions |
| Total Target | 200,000 cards to be issued in 2025 |
Aims of Himat Card Program
The Punjab Government made the Himat Card Program to achieve specific objectives. It is not just money but respect and opportunities to persons with disabilities (PWDs).
Here are the main objectives:
- Financial Support: To give direct cash support of Rs. 10,500 on a quarterly basis.
- Equal Opportunities: To provide disabled persons with an equal opportunity of education and employment.
- Social Inclusion: To ensure that PWDs are included in the society as part of them rather than to rely on others.
- Access to Healthcare: To provide subsidized or free treatment in state hospitals.
- Digital Empowerment: To access the funds by making use of ATM-enabled cards so that it becomes transparent and independent.
- Special Quota: In a bid to achieve 30 per cent quota of women with disabilities, inclusiveness should be encouraged.
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Eligibility of Himat Card Program
The Himat Card Program is not open to everyone. The Punjab government has established special regulations so as to ensure that benefits can reach the most deserving ones.
| Requirement | Details |
|---|---|
| Residency | Must be a permanent resident of Punjab |
| CNIC / B-Form | A valid CNIC or B-Form is required |
| Disability Certificate | Must have a disability certificate from Social Welfare Department or NADRA |
| Employment Status | Should not be working in any government or private job |
| Other Aid | Should not already be receiving help from BISP, Zakat Fund, PSPA, or Bait-ul-Maal |
| Poverty Score | PMT (Poverty Means Test) score should be 45 or below |
| Work Fitness | Must be officially declared “Not Fit to Work” due to disability |
Hemat card Program Documents to be required
In the application of Himat Card Program, some significant documents should be presented by the applicants. The purpose of these documents is verification as well as ensuring that the card is given to the right individuals.
The following is the list of the necessary documents:
- Original CNIC or B-Form (minors). Disability Certificate by Punjab Social Welfare Department or NADRA.
- Photographs (Reading Size) (new)
- Evidence of Residence (utility bill, rent agreement or domicile)
- Mobile Number (active, to receive updates on SMS verification)
- NSER / BISP Information (in case it has already been surveyed)
- Education (only if applicable) or Work Records
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Application procedure to Himat Card Program
Application to Himat Card Program is easy and the Punjab government has simplified the procedure to all the individuals. You may use online or offline application at your nearest Social Welfare Office.
Online Application
- Visit the Official Portal
- Visit Punjab Social Welfare Department portal
- Fill the Application Form Provide your CNIC number, disability certificate number, household income and contact information
- Upload Required Documents Post your CNIC, disability certificate, address proof and passport-sized photographs
- Submit the Form Check everything and turn in the application
- Verification Process Your documents and eligibility will be checked by the Social Welfare Department
- You will receive updates either by SMS or email
- Collecting the Card Your Himat Card is collected later, at the specified bank branch or Social Welfare Office
Offline Application
- Go to your closest Social Welfare Office with your paperwork
- Use the form and fill it manually and hand it over to the officer
- Wait: wait until verified, and issued with card
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Himat Card Program Benefits and Features
The Himat Card Program is not just a financial aid. It offers several advantages to the persons with disabilities (PWDs) in Punjab to enable them to lead a dignified, independent, and secure life.
Key Benefits
- Financial Support on Quarterly basis: Every registered beneficiary is allowed a direct payment ofRs. 10,500 every three months directly using the Himat Card.
- ATM Card Functionality: The Himat Card is similar to the ATM/debit card in that the beneficiaries get to access money with ease without having to rely on other people.
- Healthcare Facilities: Himat Card holders have free or subsidized treatment in government hospitals.
- Education & Scholarships: Students with disabilities are able to have stipends and scholarships to further their education.
- Employment Opportunities: The government has implemented a 3 percent job quota on individuals with disabilities in the government departments.
- Women Quota: Himat Cards are gender equal and inclusive since 30 percent of the cards are allocated to women PWDs.
- Transparent & Secure System: All the payments and verification are computerized, with the help of biometric systems and online portals, which makes it transparent.
- Social Empowerment: The program enables the PWDs to be financially self-reliant and be integrated into the society with respect and dignity.
Phase-wise Distribution of Himat Card Program
The Himat Card Program is being introduced in several stages so that a maximum number of persons with disabilities (PWDs) are reached in Punjab. Every stage targets the qualified and deserving persons.
| Phase | Number of Cards Issued | Key Highlights |
|---|---|---|
| Phase I | 40,000 | Launched in early 2025; focused on most needy PWDs |
| Phase II | 25,000 | Expanded support to additional 25,000 beneficiaries in August 2025 |
| Phase III | 35,000 | Started in October 2025; total beneficiaries after this phase reach 100,000 |
| Future Target | 200,000 | CM Maryam Nawaz plans to issue 200,000 cards by end of 2025 |
How to Verify Himat Card Eligibility
Applicants should visit the status of their eligibility after applying to the Himat Card Program.The government of Punjab offers easy and dependable ways of checking.
Ways of Checking Eligibility
- Online Verification Go to the official portal Himat Card
- Enter CNIC number and follow the instructions
- See the status of your application and updates on approval
SMS Verification
- Text your CNIC number to the SMS service provided by the government (see Social Welfare Office)
Get updates to your mobile
- Helpline Support Call 1312 to get help in regards to eligibility, application and card problems
- The helpline will operate between 4:00 pm and 8:00 pm
- Visit Social Welfare Office To check in-person or file the document, go to the closest Social Welfare office
- You can check your application status, with the help of officials.
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Problems and Government remedies in Himat card Program
Although the Himat Card Program is a significant move towards persons with disabilities (PWDs) in Punjab, there have been a few challenges during implementation. To facilitate the process, the government has come up with solutions
Common Challenges
Incomplete Documentation
- There are those applications being submitted without the necessary documents and this is what delays.
- Delayed Card Issuance Cards also take longer to deliver beneficiaries, as a result of verification or administration.
Biometric Issues: There are certain PWDs experiencing problems with ATM biometric verification during withdrawal of money.
Lack of Awareness: Lots of people who can be eligible do not know about the program and its advantages and do not know how to apply.
Government Solutions Close Verification and Web Portal
The official portal also makes certain that eligibility is checked and it is transparent.
Helpline & Support
- Helpline 1312 helps the applicants to check status, re-apply and solve problems.
- Offline Registration It is possible to refer to the nearest Social Welfare Office so that applicants can be assisted.
Biometric Update Support: NADRA offers assistance on beneficiaries experiencing difficulties with biometrical authentication at ATMs.
Awareness Campaigns: To create awareness to eligible PWDs, government arranges awareness campaigns and use social media to inform.
FAQs about Himat Card Program
Q1: What is Himat Card Program?
Himat Card Program The Punjab Government has developed a welfare program that helps persons with disabilities (PWDs) through the provision of financial aid, healthcare, education, and job opportunities.
Q2: Who is entitled to Himat Card?
To be eligible
The applicant should be: Punjab permanent residents.
PWDs with disability certificate.
Not fit to work Not in any government or privately employed.
Failure to receive the assistance of BISP, Zakat Fund, PSPA or Bait-ul-Maal.
Have a PMT score of 45 or below.
Q3: What is the amount of financial assistance given?
All registered beneficiaries get the Himat Card amounting to Rs. 10500 every three months.
Q4: What are the ways of applying to the Himat Card?
The applicants are able to use either the official portal (where they can apply online) or go to the closest Social Welfare Office, where they can apply by hand using the necessary documents.
Q5: What documents are needed?
The following documents are needed:
CNIC or B-Form Disability certificate Passport-sized photographs
Document of residence (utility bill/rent agreement)
Mobile number
NSER/BISP info (if applicable)
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Conclusion
The Himat Card Program is a large-scale project by the Punjab Government to assist the persons with disabilities (PWDs). It also gives Rs. 10,500 monthly, education opportunities and medical care, as well as employment.
The program is also transparent, independent, and dignified with online verification, biometric cards, and women quota. With registration, the qualified PWDs will be able to become more financially stable and have a more independent life.
