BISP Check Balance Online Using Web Portal–How To Check Balance Update
The Benazir Income Support Programme (BISP), also known as the 8171 programme, is one of Pakistan’s major social protection schemes. Started to help low-income and vulnerable families, especially women-led households, Bisp check balance online provides quarterly cash stipends to ease poverty and inflation struggles. As of mid-2025, the quarterly payment amount has been revised from Rs. 13,500 to Rs. 14,500, subject to the beneficiary fulfilling eligibility criteria, completing a dynamic survey, having valid CNIC, biometric data up to date, etc.
If you’re wondering how to bisp check balance online, this article helps you step by step: what you need, how to check via web portal, by SMS 8171, what deadlines and updates you should know, plus answers to common questions. Whether your payment has been delayed or you want to verify collection points, this guide makes it clear—no confusion, no fake agents, just verified info as of October 2025.
Important Data About Bisp Check Balance Online
| Item | Detail |
|---|---|
| Programme | Benazir Income Support Programme (BISP / 8171) |
| Beneficiaries | Women-led households below poverty threshold; valid CNIC & biometric/NSER/dynamic survey updated |
| Current Installment Amount | Rs. 14,500 per quarter (starting January 2026 / being phased in) |
| Old Amount | Rs. 13,500 (prior to increase) |
| Check Methods | Web portal, SMS via 8171, Helpline, BISP offices |
| Deadline for Dynamic Survey | 30 June 2025 |
| Helpline | Toll-free 0800-26477 |
What Is BISP & Why the Recent Changes?
The Benazir Income Support Programme was launched to provide cash transfers to underprivileged families in Pakistan. It is a safety net for those who cannot meet basic needs due to unemployment, poverty, or vulnerability. Over time, to keep pace with rising cost of living and inflation, the Government has increased the quarterly payment from earlier lower amounts through 2024 to Rs. 13,500 in 2025, and then increment to Rs. 14,500 for eligible beneficiaries from January 2026 onwards.
A dynamic survey (or re-survey) by NADRA / BISP has been required to update beneficiary details, household size, income, biometric data, etc. Missing this survey or having invalid/expired CNIC or non-updated records may block your payments.
Read More: BISP Digital Payment Update 2025
How to bisp check balance online via Web Portal (CNIC Method)
Here’s how you check your balance using the official web portal:
- Open a browser (mobile or desktop) and navigate to 8171Official Site (sometimes via BISP web portal) or the official BISP website “Check Payment” section.
- On the page for balance/status check, enter your 13-digit CNIC number. Do not use dashes or spaces.
- Fill out the CAPTCHA or human verification if shown. This is to protect against automated misuse.
- Click on “Submit”, “Maloom Karen” or similar option. The screen will show your payment status: whether this installment is released, payment amount, and how / where to collect. If payment is not ready, it may show “No Payment Yet” or “Under Verification”.
Important note: Make sure your CNIC is valid, your mobile number/SIM is registered under your CNIC, and your household data (via dynamic survey) is updated. If any of these are missing, the portal may show errors like “Record not found.”
How to Check Your BISP Balance Using SMS (8171)
No internet? No problem. You can bisp check balance online (via SMS) by doing this:
- Open your mobile phone’s SMS app.
- Type your 13-digit CNIC (no spaces, no dashes).
- Send it to 8171.
- Wait for a reply. Usually within a few minutes, the response tells whether you are eligible / amount released / when you can collect. If no reply, check signal, SIM registration, or try again.
Remember: SMS to 8171 doesn’t cost extra beyond standard message charges in most cases. Always use the same SIM registered under your CNIC.
How to Check BISP Balance from ATM
If you are a Benazir Income Support Programme (BISP) beneficiary, you can now check your balance and withdraw your payment directly from ATMs of selected partner banks such as HBL (Habib Bank Limited), Bank Alfalah, and other BISP-linked banks across Pakistan.
This service is free, simple, and available 24 hours a day.
Step-by-Step Process to Check BISP Balance via ATM
Step 1: Visit the Nearest BISP-Linked ATM
Go to an HBL or Bank Alfalah ATM that supports BISP / 8171 payments.
(You can find these ATMs in almost every tehsil or city center — usually near NADRA or BISP payment camps.)
Step 2: Insert Your CNIC Card
Insert your original CNIC into the ATM card slot.
Note: You do not need a debit or ATM card — BISP payments use CNIC-based biometric verification.
Step 3: Choose “BISP” or “Ehsaas” Option
On the ATM screen, select:
“Benazir Income Support Programme (BISP)”
or
“Ehsaas / 8171 Program”
Step 4: Biometric Verification
Place your thumb/fingerprint on the biometric scanner when prompted.
This verifies your identity before showing your payment status.
Step 5: Check Your Balance
Once verified, the ATM will display your current balance (e.g., Rs. 14,500) on the screen.
You can:
- View your available balance
- Print a receipt (optional)
Step 6: Withdraw Your Payment
If your payment is available:
- Select “Cash Withdrawal”
- Enter the amount you wish to withdraw (you can take all or part of it)
- Wait for the cash to dispense
- Collect your receipt and CNIC
Read More: Step-by-Step Method to Collect Your BISP Payment from HBL ATM Without Any Cutting in 2025
Partner Banks Supporting BISP ATM Services (2025)
| Bank | Service Type | Availability |
|---|---|---|
| Habib Bank Limited (HBL) | Balance check, withdrawal | Nationwide |
| Bank Alfalah | Balance check, withdrawal | Major cities |
| Mobilink Microfinance Bank | Mobile wallet link | Limited areas |
| UBL Omni (in pilot areas) | Balance verification only | Expanding in 2026 |
Common Issues at ATMs
| Problem | Cause | Solution |
|---|---|---|
| Fingerprint not accepted | Dry or dirty fingers | Clean thumb, try again |
| “No Payment Found” | Payment not yet released | Wait for next installment cycle |
| Card slot jammed | Technical fault | Use another ATM |
| Cash not dispensed | ATM issue | Call bank helpline & register complaint |
Safety Tips (ATM “Safety Equipment”)
| Step | Safety Equipment / Tip |
|---|---|
| 1 | Use only official partner ATMs (HBL, Bank Alfalah). |
| 2 | Check for suspicious devices or people near the ATM. |
| 3 | Never share your CNIC or fingerprint with anyone. |
| 4 | Ignore calls or texts asking for CNIC or PIN — only BISP 8171 is official. |
| 5 | Always take your receipt and CNIC before leaving the ATM. |
| 6 | If cash is not dispensed but deducted, call the BISP helpline (0800-26477) or HBL helpline (021-111-111-425). |
If Your BISP Balance Isn’t Showing
Sometimes, when you check your BISP (Benazir Income Support Programme) balance online, by SMS, or through an ATM, your payment details may not appear. This does not always mean you are disqualified — it often happens due to data, technical, or verification issues. Follow these steps to understand and fix the problem.
1. Check if Your CNIC Is Valid and Active
Your CNIC must be:
- Valid (not expired)
- Registered in your own name
- Matched with the number used during BISP registration
If your CNIC has expired, renew it at NADRA and wait a few days for it to sync with the BISP system.
2. Confirm You Completed the Dynamic Survey
BISP requires beneficiaries to complete a Dynamic Survey to update family, income, and biometric details.
If you did not complete it before the announced deadline (e.g., June 2025), your record may be temporarily blocked.
Visit your nearest BISP Tehsil Office and ask for survey verification.
3. Use the Official Web Portal Again
If the web portal shows “Record Not Found” or stays blank:
- Go to 8171 official Website
- Re-enter your 13-digit CNIC carefully without spaces or dashes
- Complete the security code (CAPTCHA)
- Press “Maloom Karen” again
Sometimes the server is busy — try again after a few minutes or during non-peak hours.
4. Try the SMS Method
Send your 13-digit CNIC number to 8171.
If you receive a message saying “Under Verification” or “No Payment Found,” it usually means:
- Your payment is being processed
- You are awaiting the next release cycle
5. Check Payment Cycle Dates
BISP payments are released quarterly (January–March, April–June, July–September, October–December).
If you check your balance between cycles, it may show nothing until the next phase begins.
6. Visit a BISP Office or Official Payment Center
If your record is still not showing after following the above steps, visit your nearest BISP Tehsil Office with:
- Your original CNIC
- A copy of your household registration (if available)
- Any previous payment receipts
Staff will verify your record and guide you if your payment is pending or blocked for verification.
7. Contact the Helpline
For official help, call the BISP Helpline: 0800-26477.
Do not contact numbers shared on social media or WhatsApp — only the helpline and 8171 are authorized.
Also Read: E Taxi Punjab Gov PK – Apply Online for Punjab Electric Taxi Scheme 2025
| Possible Reason | What to Do |
|---|---|
| CNIC expired or invalid | Renew at NADRA and wait 3–5 days |
| Dynamic Survey not completed | Visit nearest BISP office to update details |
| Data under verification | Wait for the next payment cycle |
| Website error or server down | Try again later or use SMS 8171 |
| Account temporarily blocked | Contact helpline or BISP center |
When & Where BISP Payments Are Released
Payment cycles for BISP 8171 are quarterly. Generally, payments are released in these windows:
- January – March
- April – June
- July – September
- October – December
In 2025, the Rs. 13,500 installment was widely disbursed in July-September phase. Starting January 2026, the amount will increase to Rs. 14,500, but only for beneficiaries who have completed their dynamic survey and updated necessary information. Those who missed survey before deadline risk temporary suspension.
Collection happens at authorized banks (e.g. HBL, Bank Alfalah etc.), BISP camps, designated payment centers, or through bank ATMs / partner facilities. Always bring original valid CNIC. Biometric verification may be required.
Also Read: Himat Card Program 2025: Complete Guide for PWDs in Punjab – Benefits, Eligibility & How to Apply
Common Issues & How to Fix Them
Sometimes bisp check balance online or via SMS shows errors or delays. Here are frequent problems:
- Your CNIC is expired or the SIM isn’t registered under the CNIC. Solution: Go to NADRA to renew/validate.
- You didn’t complete the dynamic survey before the deadline (for 2025, ~30 June). Without survey, payment might be blocked.
- Mobile network issues: SMS replies delayed or portal doesn’t load. Wait, try during off-busy hours.
- Fake agents or fraudulent messages: Only trust messages/calls from 8171 or BISP official helpline (0800-26477). Never pay anyone to “speed up” your payment. Use only official web portal and SMS 8171.
Safety Equipment & Digital Safety Tips
When checking your BISP balance online, follow these digital safety “equipment” rules to keep your personal data protected:
1. Use Only Official Websites
Always use 8171Official Site — never trust other links or social media posts claiming to show your balance. Fraudsters often use fake portals to steal CNIC numbers.
2. Protect Your CNIC & SIM
Your CNIC and registered mobile number are your identity.
Make sure your SIM is registered under your CNIC. Do not share your CNIC on WhatsApp, Facebook, or with “agents” offering to help you.
3. Keep CNIC Valid & Updated
An expired CNIC may cause “Record Not Found” or payment blockage. Renew your CNIC from NADRA immediately and update your records in the BISP Dynamic Survey.
4. Avoid Third-Party Apps
Do not download any unofficial “BISP balance check” apps from Play Store or other sources. The government has not launched any standalone mobile app yet — only the web portal and SMS 8171 are official.
Also Read: Mera Ghar Mera Ashiana Scheme 2025 – Loan Details, Eligibility & Online Apply
Frequently Asked Questions (FAQs)
1. How do I check my BISP balance online by CNIC?
You visit the official 8171 BISP web portal, enter your 13-digit CNIC without dashes, fill the CAPTCHA, and click “Submit” (Maloom Karen). The system will then show your payment status, eligibility, and collection details. Ensure your CNIC is valid and your mobile/SIM is registered under your name.
2. Can I check my BISP balance if I have no internet?
Yes. Send your 13-digit CNIC number as an SMS to 8171 from a SIM registered in your name. Within minutes, you will receive a reply telling your eligibility and whether payment is released. This method works even on basic phones.
3. Why is my BISP balance not showing on the portal?
If your balance doesn’t appear, it may be due to expired CNIC, missing dynamic survey, data under verification, or system delay. Renew your CNIC, complete required surveys, and wait for system updates. If still unresolved, visit a BISP office or contact the helpline for help.
4. When will the new BISP payment amount be in effect?
The new increased BISP amount (e.g. Rs. 14,500) will come into effect starting January 2026 for beneficiaries who meet all eligibility criteria and have updated records. Those missing surveys or with outdated CNIC may not receive the new rate until they update their details.
5. Can someone else collect my BISP payment for me?
Generally, the person whose CNIC is in the record must collect the payment using biometric verification (fingerprint). In rare cases (e.g., disability or special permission), a legal nominee or authorized person may act on your behalf—but you must register the nominee prior and follow BISP office procedures.
6. What if I didn’t get an SMS after sending my CNIC to 8171?
If you didn’t receive any SMS, check your mobile signal or whether your SIM is registered under your CNIC. Wait at least a short time (10–15 mins) and try again. If nothing arrives, use the web portal or visit a BISP office to get status manually.
Conclusion
Checking your BISP balance online or through ATM is an easy and safe way to stay updated about your financial support from the government. By using only official sources like 8171 Official Site or the SMS 8171 service, you can quickly confirm your eligibility and payment status. Always keep your CNIC valid, complete your dynamic survey, and avoid fake agents or unofficial links. This helps protect your information and ensures you receive your full payment on time. The BISP program is meant to support families in need—so stay informed, follow the right steps, and use this help wisely.
