BISP Tracking–How to Track Your BISP Payment Online– Complete Guide
Imagine being able to check whether your government support payment is on its way, from the comfort of your home, by simply typing your ID or sending a message. That convenience is exactly what BISP Tracking offers to millions across Pakistan. The Benazir Income Support Programme (BISP) is one of the largest social safety nets in the country, providing quarterly cash assistance to low-income households, especially to women heads of household. As of mid-2025, the quarterly payment under the Kafaalat scheme is Rs 13,500 to qualified beneficiaries.
To make transparency stronger and access easier, BISP enables tracking of your payment status via an official web portal or via SMS (send your CNIC to 8171). This mechanism ensures that you can see if your payment is “Ready,” “In process,” or “Not eligible.” In this complete guide we’ll walk you step-by-step through BISP Tracking, explain eligibility and how BISP works, cover real data from Pakistan, answer frequent questions, and help you troubleshoot issues like missing payments or errors in the system.
Quick Faccts About BISP Tracking
| Item | Details |
|---|---|
| Name | Benazir Income Support Programme (BISP) |
| Official Portal | 8171(also 8171 PASS portal) |
| SMS Code | 8171 |
| Current Quarterly Payment | Rs 13,500 (as of mid-2025) |
| Eligibility Basis | NSER / PMT score, female-headed households, no government salary |
| Helpline | 0800-26477 (BISP) |
| Additional Program | Benazir Taleemi Wazaif (education conditional cash transfer) |
What Is BISP and How Does It Work?
The Purpose and Structure of BISP
BISP, or Benazir Income Support Programme, was launched by the Government of Pakistan to provide financial relief to the most vulnerable citizens. It is aimed at poverty alleviation through unconditional cash transfers (Kafaalat) and conditional programs like Benazir Taleemi Wazaif for education support.
The payments are processed quarterly. The program relies on a national socio-economic registry (NSER) and a poverty measurement scoring system (PMT) to decide eligibility.
At each payment cycle, BISP compiles a “delivery list” and transfers funds through partner banks or payment agents.
Recent Payment Updates and Trends
In June 2025, the quarterly stipend was increased to Rs 13,500 to respond to inflation and cost of living pressures.
The payment cycles often run in the second half of the month, with districts being notified through SMS or local BISP offices.
BISP also warns beneficiaries not to trust unofficial websites or SMS numbers, reminding that 8171 is the only authorized code.
Read More About BISP: BISP 8171 Apply Online 2025 – CNIC Check & New Rs. 13,500 Update
What Does “BISP Tracking” Mean?
When we speak of BISP Tracking, we refer to the mechanisms that allow a beneficiary to see the status of their BISP payment (eligibility, processing stage, disbursement) in real time. You can track your status by entering your CNIC (13-digit identity number) on the official portal or by sending it via SMS.
It also includes tracking your registration status (whether you are registered with BISP / NSER) and your PMT score (if available).
Thus, through BISP Tracking, you can answer: Am I eligible? Has my payment been processed? When can I collect?
How to Track Your BISP Payment Online
Step 1: Visit the Official Web Portal
- Go to 8171(or the 8171 PASS portal when redirected).
- On the portal’s homepage you’ll see a field to enter your 13-digit CNIC (without dashes).
- Then you fill the captcha (a simple security check) and click Submit (or “Maloom Karen” / “Find”).
- If your record exists, the portal will show whether you are eligible, payment ready, in process, or not eligible.
Step 2: Interpret the Status Message
- If it says “Payment Ready”: your payment has passed verification and is ready for collection.
- If it says “In process / Verification ongoing”: your details are being checked or your payment is being processed. You may need to wait.
- If “Not Eligible” appears: you may not meet current eligibility (PMT score, survey data, or missing registration)
Step 3: Collect Your Payment
Once “Payment Ready” is confirmed, you’ll be informed via SMS or portal where to collect your funds: a partner bank branch, BISP center, or other designated payment agent. Bring your original CNIC and the SMS if available. Biometric verification (fingerprint) is often required at the collection point to prevent fraud.
Read More: BISP 8171 portal Guide–Check Eligibility, Apply Procedure and Track Your Payment
How to Track BISP via SMS (No Internet Required)
For those without internet or smartphones, the SMS method is simple:
- Open your SMS app.
- Type your 13-digit CNIC (no dashes or spaces).
- Send it to 8171.
Within a minute (or shortly after), you will receive a reply indicating your status: eligible or not, ready for payment, or under review.
This method is especially helpful in rural or remote areas where internet connectivity is weak.
Common Issues & How to Fix Them
Problem: “No record found” or “Registration not found”
This might mean your CNIC is not registered in the NSER database, or your survey data is outdated.
Solution:
Visit your nearest BISP / Tehsil office and ask about the Dynamic Survey or update your details. Also, recheck your NSER registration status.
Problem: Payment is delayed or “stuck in process”
Delays may happen due to system updates, fund transfers, banking issues, or verification hold-ups.
Solution:
Wait a few days and recheck via portal or SMS. If it persists, approach your local BISP office or call the helpline 0800-26477.
Problem: SMS not received
Maybe network issues, wrong CNIC format, or delays in BISP’s messaging system.
Solution:
Double-check the CNIC format (13 digits, no hyphens), try again, or use the web portal instead.
Problem: Payment center asks for extra documents or refuses biometric
Sometimes, staff disregard rules or demand extra documents.
Solution:
Politely insist that original CNIC + SMS + biometric are standard requirements. Report problems to BISP office or via the official complaint system.
Read More: How to Check BISP 8171 Payment Through Your CNIC–BISP Payment Check By CNIC–Complete Guide
Eligibility, PMT Score, and Registration
Who qualifies for BISP?
- To be eligible for the Kafaalat program, applicants usually must:
- Be a woman head of household (or qualify under special cases).
- Have a valid CNIC.
- Not be a government employee or receiving pension.
- Earn below the poverty threshold (as evaluated by PMT).
- Be registered in NSER / have completed the BISP Dynamic Survey.
What is PMT Score?
PMT (Poverty Means Test) is a scoring system used to assess a household’s deprivation using socio-economic indicators (housing, assets, income, etc.). Lower scores mean higher need.
Some sources claim you can check your PMT score online in the BISP system.
Registration / Survey Process
If your CNIC is not registered, or you haven’t been surveyed, you may visit a BISP Tehsil Office and request that a team conduct the Dynamic Survey. After your data is entered and validated, you become part of the registry eligible to be considered for payments.
Real-Life Example
Take the case of Mrs. Fatima from Bahawalpur. She had applied earlier but missed payments several times. In June 2025, she visited her local Tehsil office, updated her survey data, and then used BISP Tracking to check via SMS. The next cycle, her CNIC returned “Payment Ready.” She collected Rs 13,500 at a local branch via biometric verification, relieved that the system worked transparently. Stories like hers are increasingly common as BISP’s tracking becomes more robust and reliable.
Tips for Successful Tracking & Payment
Always use the official portal or the SMS code 8171—and do not trust third-party websites or numbers, as BISP warns frequently.
Keep your CNIC valid and always update your survey data if family circumstances change. Regularly track status a few days before and after the expected payment window. If issues arise, visit the BISP office early or call the helpline. Also, keep the SMS confirmation and biometric ID ready when collecting.
Read More: BISP Dynamic Survey Registration 2025 – Apply Online, Check Eligibility & Status
FAQs (Frequently Asked Questions)
1. How do I track my BISP payment?
You can easily track your BISP payment online by visiting the official portal 8171.bisp.gov.pk and entering your 13-digit CNIC without dashes. Complete the captcha and click submit to view your status. If you don’t have internet, just send your CNIC via SMS to 8171 to get your payment details instantly.
2. What does “Payment Ready” mean on BISP Tracking?
When the BISP portal shows “Payment Ready,” it means your payment has been approved and transferred for disbursement. You can now collect it from your assigned bank, BISP center, or payment agent. Don’t forget to bring your original CNIC for biometric verification and keep your confirmation SMS for easy processing.
3. Why does the portal show “CNIC Not Found” or “No Record”?
If you see “CNIC Not Found,” it means your information isn’t available in the BISP database or your survey data needs an update. To fix this, visit your nearest BISP Tehsil office and request the Dynamic Survey or registration process so your record can be added or corrected for future payments.
4. How often does BISP release payments?
BISP releases payments four times a year, usually every three months. These are quarterly installments that ensure continued support for low-income families. If you’re eligible, you’ll receive an SMS or can track through the portal to confirm when each payment cycle begins and when funds are ready for collection.
5. Can men also receive BISP payments?
The BISP program primarily targets women heads of families to empower them economically. However, if there’s no eligible female member in the household, a male representative may receive the payment after verification and approval from BISP authorities. All records must match the CNIC and NSER data for successful disbursement.
6. What is the PMT score required for BISP eligibility?
The Poverty Means Test (PMT) score decides whether a household qualifies. Currently, families with a PMT score of 32 or below are eligible for the BISP Kafaalat program. For households with differently-abled members, the eligibility limit extends to a PMT score of 37 according to official BISP guidelines.
7. What should I do if I don’t receive an SMS from 8171?
If you don’t get an SMS from 8171, make sure your SIM is registered in your name and matches your CNIC. Wait a few hours and try again. If you still don’t receive any message, check your status on the official portal or contact the BISP helpline 0800-26477 for assistance.
8. How can I file a complaint with BISP?
You can lodge a complaint directly through the BISP Complaint Redressal Mechanism available at official site of BISP. You can also visit your local BISP Tehsil office or use the Pakistan Citizen Portal app to register issues like missing payments, fake messages, or wrong eligibility results. Always report only through official channels.
Conclusion
The BISP Tracking system has made it easier than ever for people across Pakistan to stay informed about their financial support. Whether you use the online portal or send an SMS to 8171, you can instantly know your eligibility and payment status without visiting any office. This system brings transparency, saves time, and helps families plan their household budgets better. For many low-income households, the Benazir Income Support Programme is more than just money — it’s a lifeline that brings hope and stability.
By keeping your CNIC and survey information up to date, you can make sure your payments are never delayed. Always use official BISP channels to avoid scams or misinformation. With continued government improvements, BISP Tracking will keep empowering millions of Pakistani families by ensuring that help reaches those who truly need it — quickly, safely, and fairly.
