CM Punjab Khidmat Card Scheme 2025 – Full Guide on Registration & Eligibility

The CM Punjab Khidmat Card Scheme 2025 is a welfare program launched by the Government of Punjab to support people with disabilities and those belonging to low-income families. Through this scheme, eligible individuals receive a special Khidmat Card that allows them to withdraw financial assistance directly from banks or ATMs, making the process easy and transparent.

The main aim is to reduce financial stress, promote dignity, and ensure social inclusion for thousands of deserving citizens across Punjab. Managed by the Punjab Social Protection Authority (PSPA), the scheme also connects beneficiaries with other support services. In 2025, the government is focusing on expanding coverage and revalidating existing cards so that more people can benefit from this important initiative.

Here’s a quick snapshot to begin:

Feature	Details
Name	CM Punjab Khidmat Card Scheme 2025
Administered by	Punjab Social Protection Authority (PSPA) / Government of Punjab
Target group	Persons with disabilities / “special persons” from low-income households
Benefit	Quarterly cash stipend (e.g. past: Rs 3,600) + associated support services
Mode of payment	Bank of Punjab branches, ATM, or linked bank account
Registration mode	Through PSPA / e-Khidmat / local social welfare offices
Latest update / Remarks	Launched earlier (circa 2015) and undergoing updates, revalidations, expansions

Let’s now dive deeper—what is this scheme about, who qualifies, how to register, what’s new in 2025, and more.

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What is the Khidmat Card Scheme?

The Khidmat Card Scheme in Punjab was launched to support persons with disabilities (“special persons”) by giving them financial assistance, skill training, and social inclusion measures.

• Originally inaugurated around December 2015 by then CM Shahbaz Sharif, the scheme promised:
• Quarterly cash assistance of Rs 3,600 (i.e. Rs 1,200 per month) to registered disabled persons.
• Interest-free loans, training, rehabilitation support, and other welfare services.

Distribution of a “Khidmat Card” which acts as verification for cash disbursement via bank branches / ATMs.

Over time, the scheme has been managed by Punjab Social Protection Authority (PSPA), which handles social welfare, vulnerable groups, and cash disbursement through e-Khidmat infrastructure.

In essence, it’s a social safety net aimed at uplifting disabled and marginalized persons in Punjab by giving them financial support and access to services.

Who is Eligible for the 2025 Scheme?

“Eligibility” under the CM Punjab Khidmat Card Scheme is defined by a mix of disability status, poverty criteria, and verification of identity. While official 2025 government documents specific to changes are limited, based on prevailing structure and PSPA frameworks, the eligibility is generally:

• You must be a resident of Punjab province.
• You must be a person with a recognized disability (physical, sensory, etc.).
• You should belong to a low-income household (falling under a poverty score threshold via PMT, or be eligible under PSPA norms).
• You must provide valid identity documents (CNIC / NICOP etc.) and proof of disability (medical board certificate).
• Your application must pass verification at district / local committees.
• If previously registered under the scheme, you may need revalidation or renewal in 2025 (if the government has introduced updates).

Because PSPA is known to tie Khidmat Card disbursements to their system of “patient with disability” service, you see in the official services listing: “A Khidmat card is issued to the beneficiary for monthly cash withdrawal” If Punjab government makes any changes to income thresholds or disability categories in 2025, these will likely appear in official PSPA / Punjab government announcements.

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How to Register for the Khidmat Card Scheme

Registering for the CM Punjab Khidmat Card in 2025 involves a few steps. Below is a general guide (adapted from PSPA / e-Khidmat processes and past Khidmat Card flows). Always check with your local PSPA / Social Welfare office for district-specific rules.

Step-by-Step Process

Visit PSPA / Social Welfare / District Office

Go to the Social Welfare Department or PSPA office in your district and request a Khidmat Card application form.

Obtain / fill Form

Fill in your personal details, CNIC, contact, household income, and disability details.

Obtain Medical Certificate

Submit a disability certificate from an approved medical board or government hospital diagnosing and quantifying your disability.

Attach Supporting Documents

Attach copies of CNIC, proof of residence, income evidence, identity, and medical board certificate.

Submit Application

Submit the filled form and documents to PSPA / district committee / social welfare office.

Verification & Field Visit

PSPA officials or a local committee might visit your home, verify documents, interview, or assess.

Approval & Issuance

If approved, you’ll receive the Khidmat Card and be enrolled into the stipend system. Payment will begin in the next cycle.

Disbursement

You can withdraw funds via designated Bank of Punjab branches / ATMs or through linked bank accounts.

Note: The province’s e-Khidmat App / portal may also display or support Khidmat Card / PSPA services under “Punjab Social Protection Authority” services.

Always confirm the latest registration window and deadlines from PSPA or district office announcements.

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Benefits of the Khidmat Card Scheme

This scheme offers multiple benefits to help “special persons” in Punjab:

• Financial stipend on a quarterly basis (Rs 3,600 historically) to help with daily expenses, mobility, treatment, etc.
• Social inclusion & dignity: having a card legitimizes one’s status and reduces stigma.
• Access to services: the scheme may coordinate with rehabilitation, skill training, assistive devices.
• Ease of withdrawal: funds can be accessed via bank branches / ATMs with the card.
• Potential expansions: the government may raise stipend amounts or expand coverage groups, especially in 2025.

Though past criticisms have pointed out that the amount (Rs 3,600 quarterly) is modest and sometimes delayed, the existence of the scheme still offers a lifeline for many.

Real-life example: In Bahawalpur division, at the launch, local special persons were handed Khidmat Cards with the promise of quarterly payments.

September 2025 Updates

As of September 2025, here’s what is occurring / expected with the Khidmat Card scheme:

• There is no widely published new stipend increase or large overhaul from the government in 2025 — official PSPA / Punjab websites haven’t released major adjustments yet (as of search).
• Some slots may be undergoing renewal or revalidation cycles, meaning previously approved beneficiaries might need to reconfirm their status.
• PSPA’s e-Khidmat services continue to expand — they list “patient with disability” service, “Khidmat Card issuance / withdrawal” under their menu.
• On social media, Punjab government pages highlight distribution events where CM / officials issue Khidmat Cards to deserving persons.
• The scheme is sometimes referenced alongside newer welfare programs such as CM Himmat Card (which gives quarterly Rs 10,500 to eligible individuals) under Punjab’s current government.

Because the Khidmat Card has been in place for years, 2025 may focus more on sustainability, expansion, renewal rather than massive new changes.

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Conclusion

The CM Punjab Khidmat Card Scheme 2025 remains a critical lifeline for persons with disabilities in Punjab, offering them cash support, dignity, and access to services. While the scheme’s core components (Rs 3,600 quarterly, card issuance, verification) have roots in earlier years, the system is sustained under PSPA and e-Khidmat infrastructure. If you or someone you know may benefit, act soon: collect the form, submit the required documents, and follow up with PSPA in your district. Hope lies not just in the money—but in recognition, inclusion, and consistent support.

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